Advertisement
First Premier Bank
Sioux Falls, SD · FDIC Certificate #6085 · Chartered 01/0
Total assets
$3.64B
Total deposits
$2.89B
Total equity
$493.26M
Net loans
$2.11B
Branches (offices)
13
Net income (YTD)
$33.87M
Rank: #360 of 4,213 U.S. banks by assets · #7 of 56 in South Dakota. Assets changed 16.5% and deposits 13.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 13.94% |
| Net interest margin (YTD) | 3.52% |
| Equity to assets | 13.55% |
| Tier 1 leverage ratio | 13.67% |
| Uninsured deposits (share of deposits) | 56.1% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 72.7% |
| Real estate loans (share of loans) | 33.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $694.20M | 33.0% | |
| Commercial & industrial | $162.64M | 7.7% | |
| Consumer / individual | $1.16B | 55.3% | |
| Construction & development | $123.23M | 5.9% | |
| Agricultural | $92.16M | 4.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.50B | $3.17B | $21.20M | $318.03M |
| Jun 2023 | $2.88B | $2.33B | $22.81M | $350.66M |
| Jun 2024 | $3.04B | $2.57B | $25.25M | $396.37M |
| Jun 2025 | $3.13B | $2.55B | $26.35M | $439.81M |
| Jun 2026 | $3.64B | $2.89B | $33.87M | $493.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $2.89B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.89B.
Similar-sized banks
Parkway Bank And Trust Company ($3.66B) · First Community Bank ($3.63B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement