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First Savings And Loan Association
Mebane, NC · FDIC Certificate #30358 · Chartered 01/0
Total assets
$55.88M
Total deposits
$41.56M
Total equity
$13.39M
Net loans
$34.84M
Branches (offices)
1
Net income (YTD)
$88.00K
Rank: #3,998 of 4,213 U.S. banks by assets · #33 of 38 in North Carolina. Assets changed -5.2% and deposits -7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.32% |
| Return on equity | 1.32% |
| Net interest margin (YTD) | 2.49% |
| Equity to assets | 23.97% |
| Tier 1 leverage ratio | 23.92% |
| Uninsured deposits (share of deposits) | 9.5% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 100.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.02M | 100.5% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $741.00K | 2.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $59.58M | $45.65M | $108.00K | $13.02M |
| Jun 2023 | $61.02M | $46.76M | $76.00K | $13.32M |
| Jun 2024 | $58.34M | $44.11M | -$48.00K | $13.31M |
| Jun 2025 | $58.96M | $44.70M | -$45.00K | $13.32M |
| Jun 2026 | $55.88M | $41.56M | $88.00K | $13.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $41.56M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $41.56M.
Similar-sized banks
Community First Bank, National Association ($56.32M) · Liberty Bank ($55.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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