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First Security State Bank
Evansdale, IA · FDIC Certificate #18508 · Chartered 04/2
Total assets
$87.33M
Total deposits
$74.13M
Total equity
$12.43M
Net loans
$61.58M
Branches (offices)
2
Net income (YTD)
$449.00K
Rank: #3,772 of 4,213 U.S. banks by assets · #199 of 225 in Iowa. Assets changed -5.4% and deposits -6.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 7.37% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 14.24% |
| Tier 1 leverage ratio | 14.90% |
| Uninsured deposits (share of deposits) | 30.7% |
| Noncurrent loans (share of loans) | 3.11% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 83.1% |
| Real estate loans (share of loans) | 33.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $20.86M | 33.9% | |
| Commercial & industrial | $21.78M | 35.4% | |
| Consumer / individual | $19.59M | 31.8% | |
| Construction & development | $1.62M | 2.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.85M | $85.05M | $816.00K | $10.70M |
| Jun 2023 | $95.68M | $84.26M | $520.00K | $10.65M |
| Jun 2024 | $92.60M | $80.53M | $345.00K | $11.27M |
| Jun 2025 | $92.35M | $79.53M | $450.00K | $12.06M |
| Jun 2026 | $87.33M | $74.13M | $449.00K | $12.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $74.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.13M.
Similar-sized banks
F & M Bank And Trust Company ($87.39M) · Bank Of Elgin ($87.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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