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First State Bank Of Burnet
Burnet, TX · FDIC Certificate #11557 · Chartered 10/2
Total assets
$325.80M
Total deposits
$288.98M
Total equity
$36.01M
Net loans
$178.18M
Branches (offices)
4
Net income (YTD)
$2.63M
Rank: #2,355 of 4,213 U.S. banks by assets · #204 of 346 in Texas. Assets changed 2.9% and deposits 1.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 14.94% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 11.05% |
| Tier 1 leverage ratio | 12.53% |
| Uninsured deposits (share of deposits) | 27.1% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 61.7% |
| Real estate loans (share of loans) | 78.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $140.59M | 78.9% | |
| Commercial & industrial | $23.70M | 13.3% | |
| Consumer / individual | $4.40M | 2.5% | |
| Construction & development | $43.60M | 24.5% | |
| Agricultural | $7.68M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $328.17M | $307.31M | $1.49M | $20.64M |
| Jun 2023 | $305.65M | $285.52M | $1.51M | $19.79M |
| Jun 2024 | $296.91M | $272.28M | $1.46M | $23.97M |
| Jun 2025 | $316.77M | $284.82M | $2.10M | $31.17M |
| Jun 2026 | $325.80M | $288.98M | $2.63M | $36.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $288.98M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $288.98M.
Similar-sized banks
Western Bank ($325.89M) · Decatur County Bank ($325.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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