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First State Bank Of Forrest
Forrest, IL · FDIC Certificate #11669 · Chartered 01/0
Total assets
$328.26M
Total deposits
$280.31M
Total equity
$29.38M
Net loans
$273.57M
Branches (offices)
6
Net income (YTD)
$1.34M
Rank: #2,346 of 4,213 U.S. banks by assets · #145 of 322 in Illinois. Assets changed 3.0% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 9.15% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 8.95% |
| Tier 1 leverage ratio | 9.06% |
| Uninsured deposits (share of deposits) | 12.2% |
| Noncurrent loans (share of loans) | 1.83% |
| Net charge-offs (share of loans) | 0.45% |
| Loans to deposits | 97.6% |
| Real estate loans (share of loans) | 78.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $214.26M | 78.3% | |
| Commercial & industrial | $37.40M | 13.7% | |
| Consumer / individual | $11.66M | 4.3% | |
| Construction & development | $4.09M | 1.5% | |
| Agricultural | $11.88M | 4.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $263.68M | $229.64M | $1.42M | $21.83M |
| Jun 2023 | $281.88M | $240.67M | $1.47M | $23.96M |
| Jun 2024 | $298.16M | $248.69M | $764.00K | $25.07M |
| Jun 2025 | $318.77M | $264.27M | $1.31M | $26.93M |
| Jun 2026 | $328.26M | $280.31M | $1.34M | $29.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $280.31M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.31M.
Similar-sized banks
Kentucky Farmers Bank Corporation ($328.45M) · First State Bank ($328.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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