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First State Bank Of Golva
Golva, ND · FDIC Certificate #10243 · Chartered 06/0
Total assets
$123.53M
Total deposits
$110.11M
Total equity
$7.42M
Net loans
$52.78M
Branches (offices)
3
Net income (YTD)
$1.38M
Rank: #3,501 of 4,213 U.S. banks by assets · #42 of 60 in North Dakota. Assets changed 8.1% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.29% |
| Return on equity | 36.00% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 6.01% |
| Tier 1 leverage ratio | 9.01% |
| Uninsured deposits (share of deposits) | 31.6% |
| Noncurrent loans (share of loans) | 2.51% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 47.9% |
| Real estate loans (share of loans) | 40.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $21.43M | 40.6% | |
| Commercial & industrial | $6.17M | 11.7% | |
| Consumer / individual | $3.49M | 6.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $22.10M | 41.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.46M | $103.22M | $705.00K | $3.16M |
| Jun 2023 | $105.47M | $101.10M | $1.31M | $4.04M |
| Jun 2024 | $110.17M | $104.58M | $1.55M | $5.16M |
| Jun 2025 | $114.27M | $107.50M | $1.37M | $6.30M |
| Jun 2026 | $123.53M | $110.11M | $1.38M | $7.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $110.11M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $110.11M.
Similar-sized banks
Connect Bank ($123.87M) · Woodsfield Savings Bank ($123.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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