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First State Bank Of Harvey
Harvey, ND · FDIC Certificate #8383 · Chartered 06/0
Total assets
$94.59M
Total deposits
$84.55M
Total equity
$8.06M
Net loans
$34.81M
Branches (offices)
2
Net income (YTD)
$481.00K
Rank: #3,717 of 4,213 U.S. banks by assets · #48 of 60 in North Dakota. Assets changed 2.3% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.00% |
| Return on equity | 12.20% |
| Net interest margin (YTD) | 2.94% |
| Equity to assets | 8.52% |
| Tier 1 leverage ratio | 10.40% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 1.14% |
| Net charge-offs (share of loans) | 0.21% |
| Loans to deposits | 41.2% |
| Real estate loans (share of loans) | 64.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $22.34M | 64.2% | |
| Commercial & industrial | $3.16M | 9.1% | |
| Consumer / individual | $4.01M | 11.5% | |
| Construction & development | $1.65M | 4.7% | |
| Agricultural | $5.64M | 16.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $98.36M | $92.51M | $308.00K | $5.37M |
| Jun 2023 | $88.03M | $81.01M | $393.00K | $5.08M |
| Jun 2024 | $89.11M | $82.76M | $286.00K | $5.55M |
| Jun 2025 | $92.45M | $85.05M | $318.00K | $6.50M |
| Jun 2026 | $94.59M | $84.55M | $481.00K | $8.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $84.55M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $84.55M.
Similar-sized banks
Mayville State Bank ($94.61M) · Riverside Savings Bank, SSB ($94.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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