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First State Bank Of St. Peter
Saint Peter, IL · FDIC Certificate #11302 · Chartered 04/2
Total assets
$30.12M
Total deposits
$24.58M
Total equity
$5.26M
Net loans
$7.56M
Branches (offices)
1
Net income (YTD)
$256.00K
Rank: #4,147 of 4,213 U.S. banks by assets · #311 of 322 in Illinois. Assets changed -2.5% and deposits -3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 9.70% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 17.47% |
| Tier 1 leverage ratio | 18.52% |
| Uninsured deposits (share of deposits) | 3.5% |
| Noncurrent loans (share of loans) | 1.71% |
| Net charge-offs (share of loans) | 0.61% |
| Loans to deposits | 30.8% |
| Real estate loans (share of loans) | 65.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.96M | 65.6% | |
| Commercial & industrial | $282.00K | 3.7% | |
| Consumer / individual | $1.12M | 14.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.27M | 16.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $35.85M | $31.15M | $112.00K | $4.50M |
| Jun 2023 | $32.07M | $27.54M | $242.00K | $4.27M |
| Jun 2024 | $30.02M | $25.08M | $191.00K | $4.72M |
| Jun 2025 | $30.89M | $25.53M | $219.00K | $5.11M |
| Jun 2026 | $30.12M | $24.58M | $256.00K | $5.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $24.58M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.58M.
Similar-sized banks
Dewey Bank ($30.30M) · Minnesota First Credit And Savings, Incorporated ($29.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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