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First State Community Bank
Farmington, MO · FDIC Certificate #17323 · Chartered 05/1
Total assets
$4.51B
Total deposits
$3.78B
Total equity
$562.20M
Net loans
$3.42B
Branches (offices)
53
Net income (YTD)
$40.99M
Rank: #306 of 4,213 U.S. banks by assets · #10 of 190 in Missouri. Assets changed 6.2% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.82% |
| Return on equity | 14.93% |
| Net interest margin (YTD) | 3.83% |
| Equity to assets | 12.48% |
| Tier 1 leverage ratio | 11.68% |
| Uninsured deposits (share of deposits) | 23.0% |
| Noncurrent loans (share of loans) | 1.07% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 90.4% |
| Real estate loans (share of loans) | 84.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.89B | 84.5% | |
| Commercial & industrial | $284.35M | 8.3% | |
| Consumer / individual | $66.78M | 2.0% | |
| Construction & development | $439.02M | 12.9% | |
| Agricultural | $30.41M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.83B | $3.44B | $28.82M | $365.50M |
| Jun 2023 | $3.90B | $3.44B | $28.35M | $405.52M |
| Jun 2024 | $4.02B | $3.40B | $30.14M | $450.16M |
| Jun 2025 | $4.24B | $3.57B | $36.88M | $498.26M |
| Jun 2026 | $4.51B | $3.78B | $40.99M | $562.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $3.78B | 53 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.78B.
Similar-sized banks
Hingham Institution For Savings ($4.56B) · Texas Exchange Bank ($4.49B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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