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First United Bank
Dimmitt, TX · FDIC Certificate #12769 · Chartered 03/0
Total assets
$2.41B
Total deposits
$2.13B
Total equity
$253.15M
Net loans
$1.49B
Branches (offices)
24
Net income (YTD)
$24.68M
Rank: #515 of 4,213 U.S. banks by assets · #47 of 346 in Texas. Assets changed 1.9% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.03% |
| Return on equity | 19.85% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 10.51% |
| Tier 1 leverage ratio | 11.17% |
| Uninsured deposits (share of deposits) | 50.2% |
| Noncurrent loans (share of loans) | 0.41% |
| Net charge-offs (share of loans) | 0.10% |
| Loans to deposits | 69.8% |
| Real estate loans (share of loans) | 74.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.11B | 74.4% | |
| Commercial & industrial | $197.09M | 13.2% | |
| Consumer / individual | $5.00M | 0.3% | |
| Construction & development | $192.40M | 12.9% | |
| Agricultural | $172.03M | 11.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.10B | $1.84B | $18.47M | $167.89M |
| Jun 2023 | $2.19B | $1.78B | $13.99M | $164.32M |
| Jun 2024 | $2.15B | $1.73B | $16.01M | $186.04M |
| Jun 2025 | $2.36B | $2.12B | $18.41M | $216.97M |
| Jun 2026 | $2.41B | $2.13B | $24.68M | $253.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $2.13B | 24 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.13B.
Similar-sized banks
Coastal States Bank ($2.42B) · John Marshall Bank ($2.40B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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