Advertisement

Banks · South Dakota

First Western Federal Savings Bank

Rapid City, SD · FDIC Certificate #31972 · Chartered 06/0

Total assets
$63.54M
Total deposits
$40.56M
Total equity
$11.22M
Net loans
$58.19M
Branches (offices)
1
Net income (YTD)
$754.00K
Rank: #3,946 of 4,213 U.S. banks by assets · #49 of 56 in South Dakota. Assets changed 5.2% and deposits 7.2% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)2.31%
Return on equity13.65%
Net interest margin (YTD)4.99%
Equity to assets17.67%
Tier 1 leverage ratio18.08%
Uninsured deposits (share of deposits)18.7%
Noncurrent loans (share of loans)0.00%
Net charge-offs (share of loans)0.00%
Loans to deposits143.5%
Real estate loans (share of loans)100.6%

Loan mix

CategoryAmountShare
Real estate loans$58.56M
100.6%
Commercial & industrial$46.00K
0.1%
Consumer / individual$0
0.0%
Construction & development$0
0.0%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$64.36M$47.53M$967.00K$9.97M
Jun 2023$67.22M$44.31M$426.00K$10.23M
Jun 2024$62.27M$41.24M$383.00K$10.46M
Jun 2025$60.41M$37.85M$562.00K$10.74M
Jun 2026$63.54M$40.56M$754.00K$11.22M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
South Dakota$40.56M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $40.56M.

Similar-sized banks

Community Bank Of Memphis ($63.70M) · State Central Bank ($63.21M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement