Advertisement
First Westroads Bank, Inc.
Omaha, NE · FDIC Certificate #19742 · Chartered 08/1
Total assets
$394.90M
Total deposits
$344.04M
Total equity
$44.52M
Net loans
$275.99M
Branches (offices)
2
Net income (YTD)
$2.78M
Rank: #2,082 of 4,213 U.S. banks by assets · #48 of 138 in Nebraska. Assets changed 2.7% and deposits 2.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 12.82% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 11.27% |
| Tier 1 leverage ratio | 11.36% |
| Uninsured deposits (share of deposits) | 38.8% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 80.2% |
| Real estate loans (share of loans) | 87.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $240.92M | 87.3% | |
| Commercial & industrial | $40.31M | 14.6% | |
| Consumer / individual | $165.00K | 0.1% | |
| Construction & development | $67.64M | 24.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $354.96M | $306.87M | $1.92M | $39.72M |
| Jun 2023 | $334.86M | $284.48M | $1.85M | $40.73M |
| Jun 2024 | $335.61M | $283.84M | $2.38M | $42.59M |
| Jun 2025 | $384.60M | $335.15M | $2.64M | $41.72M |
| Jun 2026 | $394.90M | $344.04M | $2.78M | $44.52M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $344.04M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $344.04M.
Similar-sized banks
Citizens Bank Of The South ($395.07M) · The First National Bank Of Stanton ($394.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement