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Firstbank Puerto Rico
Santurce, PR · FDIC Certificate #30387 · Chartered 01/1
Total assets
$19.22B
Total deposits
$16.90B
Total equity
$1.93B
Net loans
$13.03B
Branches (offices)
73
Net income (YTD)
$181.13M
Rank: #108 of 4,213 U.S. banks by assets · #2 of 5 in Puerto Rico. Assets changed 1.7% and deposits 1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.89% |
| Return on equity | 18.97% |
| Net interest margin (YTD) | 4.90% |
| Equity to assets | 10.05% |
| Tier 1 leverage ratio | 11.54% |
| Uninsured deposits (share of deposits) | 47.4% |
| Noncurrent loans (share of loans) | 0.90% |
| Net charge-offs (share of loans) | 0.56% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 50.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.58B | 50.5% | |
| Commercial & industrial | $1.99B | 15.3% | |
| Consumer / individual | $2.78B | 21.3% | |
| Construction & development | $106.73M | 0.8% | |
| Agricultural | $1.88M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.52B | $17.18B | $156.84M | $1.65B |
| Jun 2023 | $19.15B | $16.89B | $143.70M | $1.48B |
| Jun 2024 | $18.87B | $16.56B | $152.53M | $1.62B |
| Jun 2025 | $18.89B | $16.61B | $155.02M | $1.79B |
| Jun 2026 | $19.22B | $16.90B | $181.13M | $1.93B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Puerto Rico | $13.51B | 57 |
| Florida | $1.96B | 9 |
| U.S. Virgin Islands | $1.15B | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $16.62B.
Similar-sized banks
Stifel Bank And Trust ($19.62B) · Trustmark Bank ($19.19B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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