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Firststate Bank
Lineville, AL · FDIC Certificate #20468 · Chartered 08/2
Total assets
$349.35M
Total deposits
$323.91M
Total equity
$23.42M
Net loans
$150.91M
Branches (offices)
3
Net income (YTD)
$1.35M
Rank: #2,256 of 4,213 U.S. banks by assets · #46 of 93 in Alabama. Assets changed 3.1% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.77% |
| Return on equity | 11.68% |
| Net interest margin (YTD) | 3.71% |
| Equity to assets | 6.70% |
| Tier 1 leverage ratio | 11.14% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 0.72% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 46.6% |
| Real estate loans (share of loans) | 77.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.49M | 77.2% | |
| Commercial & industrial | $8.73M | 5.8% | |
| Consumer / individual | $16.94M | 11.2% | |
| Construction & development | $8.71M | 5.8% | |
| Agricultural | $3.88M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $305.90M | $282.95M | $1.41M | $16.37M |
| Jun 2023 | $301.64M | $284.27M | $1.72M | $15.31M |
| Jun 2024 | $317.04M | $297.09M | $1.88M | $17.91M |
| Jun 2025 | $338.80M | $317.96M | $1.52M | $18.69M |
| Jun 2026 | $349.35M | $323.91M | $1.35M | $23.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $323.91M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $323.91M.
Similar-sized banks
Cowboy Bank ($350.30M) · The Bank Of Herrin ($349.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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