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Fnnb Bank
Newton, IA · FDIC Certificate #4482 · Chartered 03/2
Total assets
$109.45M
Total deposits
$89.26M
Total equity
$9.10M
Net loans
$77.73M
Branches (offices)
1
Net income (YTD)
$742.00K
Rank: #3,608 of 4,213 U.S. banks by assets · #189 of 225 in Iowa. Assets changed 3.8% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 16.29% |
| Net interest margin (YTD) | 4.55% |
| Equity to assets | 8.31% |
| Tier 1 leverage ratio | 9.74% |
| Uninsured deposits (share of deposits) | 15.3% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 87.1% |
| Real estate loans (share of loans) | 72.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.70M | 72.9% | |
| Commercial & industrial | $15.61M | 20.1% | |
| Consumer / individual | $794.00K | 1.0% | |
| Construction & development | $2.90M | 3.7% | |
| Agricultural | $4.40M | 5.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $106.90M | $101.97M | $123.00K | $4.61M |
| Jun 2023 | $113.60M | $107.78M | $258.00K | $4.94M |
| Jun 2024 | $110.96M | $91.01M | $300.00K | $6.23M |
| Jun 2025 | $105.44M | $86.92M | $474.00K | $8.23M |
| Jun 2026 | $109.45M | $89.26M | $742.00K | $9.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $89.26M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $89.26M.
Similar-sized banks
First Federal Savings And Loan Bank ($109.49M) · The Peoples Bank ($109.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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