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Fortifi Bank
Berlin, WI · FDIC Certificate #5286 · Chartered 01/0
Total assets
$750.38M
Total deposits
$608.80M
Total equity
$90.03M
Net loans
$550.53M
Branches (offices)
10
Net income (YTD)
$5.18M
Rank: #1,312 of 4,213 U.S. banks by assets · #42 of 153 in Wisconsin. Assets changed 11.4% and deposits 13.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.40% |
| Return on equity | 11.72% |
| Net interest margin (YTD) | 4.28% |
| Equity to assets | 12.00% |
| Tier 1 leverage ratio | 12.61% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 2.40% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 90.4% |
| Real estate loans (share of loans) | 80.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $443.03M | 80.5% | |
| Commercial & industrial | $101.14M | 18.4% | |
| Consumer / individual | $7.36M | 1.3% | |
| Construction & development | $82.73M | 15.0% | |
| Agricultural | $1.74M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $578.89M | $504.95M | $3.15M | $60.53M |
| Jun 2023 | $604.48M | $490.26M | $3.53M | $65.20M |
| Jun 2024 | $655.18M | $497.18M | $4.82M | $73.22M |
| Jun 2025 | $673.36M | $534.94M | $5.42M | $84.31M |
| Jun 2026 | $750.38M | $608.80M | $5.18M | $90.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $608.80M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $608.80M.
Similar-sized banks
United Valley Bank ($751.56M) · The Genoa Banking Company ($747.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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