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Fowler State Bank
Fowler, CO · FDIC Certificate #12372 · Chartered 01/0
Total assets
$154.50M
Total deposits
$123.78M
Total equity
$20.41M
Net loans
$108.25M
Branches (offices)
1
Net income (YTD)
$1.32M
Rank: #3,271 of 4,213 U.S. banks by assets · #51 of 63 in Colorado. Assets changed 8.4% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.73% |
| Return on equity | 13.36% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 13.21% |
| Tier 1 leverage ratio | 13.23% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 3.46% |
| Net charge-offs (share of loans) | -0.09% |
| Loans to deposits | 87.5% |
| Real estate loans (share of loans) | 53.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.23M | 53.8% | |
| Commercial & industrial | $16.24M | 15.0% | |
| Consumer / individual | $1.20M | 1.1% | |
| Construction & development | $7.58M | 7.0% | |
| Agricultural | $34.15M | 31.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $123.96M | $101.65M | $681.00K | $15.46M |
| Jun 2023 | $129.94M | $103.83M | $764.00K | $16.69M |
| Jun 2024 | $133.28M | $107.15M | $782.00K | $17.60M |
| Jun 2025 | $142.52M | $114.57M | $1.06M | $18.86M |
| Jun 2026 | $154.50M | $123.78M | $1.32M | $20.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $123.78M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $123.78M.
Similar-sized banks
Canton Co-Operative Bank ($154.82M) · Prime Security Bank ($154.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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