Advertisement
Freedom Bank
Columbia Falls, MT · FDIC Certificate #58010 · Chartered 04/1
Total assets
$157.27M
Total deposits
$138.84M
Total equity
$18.10M
Net loans
$136.51M
Branches (offices)
1
Net income (YTD)
$1.38M
Rank: #3,253 of 4,213 U.S. banks by assets · #25 of 35 in Montana. Assets changed 11.3% and deposits 11.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.84% |
| Return on equity | 15.38% |
| Net interest margin (YTD) | 5.71% |
| Equity to assets | 11.51% |
| Tier 1 leverage ratio | 12.25% |
| Uninsured deposits (share of deposits) | 24.7% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 98.3% |
| Real estate loans (share of loans) | 81.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $110.78M | 81.1% | |
| Commercial & industrial | $26.21M | 19.2% | |
| Consumer / individual | $1.15M | 0.8% | |
| Construction & development | $16.98M | 12.4% | |
| Agricultural | $174.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.72M | $136.14M | $797.00K | $12.38M |
| Jun 2023 | $133.13M | $118.23M | $1.41M | $14.54M |
| Jun 2024 | $129.26M | $113.47M | $1.21M | $15.51M |
| Jun 2025 | $141.36M | $124.27M | $1.40M | $16.78M |
| Jun 2026 | $157.27M | $138.84M | $1.38M | $18.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $138.84M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $138.84M.
Similar-sized banks
Peoples Savings And Loan Company ($157.36M) · Boone Bank & Trust Co. ($156.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement