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Fvcbank
Fairfax, VA · FDIC Certificate #58696 · Chartered 11/2
Total assets
$2.36B
Total deposits
$2.06B
Total equity
$279.75M
Net loans
$1.88B
Branches (offices)
8
Net income (YTD)
$15.92M
Rank: #524 of 4,213 U.S. banks by assets · #13 of 56 in Virginia. Assets changed 5.8% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 11.69% |
| Net interest margin (YTD) | 3.37% |
| Equity to assets | 11.84% |
| Tier 1 leverage ratio | 12.94% |
| Uninsured deposits (share of deposits) | 46.8% |
| Noncurrent loans (share of loans) | 0.59% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.3% |
| Real estate loans (share of loans) | 75.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.42B | 75.3% | |
| Commercial & industrial | $464.68M | 24.7% | |
| Consumer / individual | $1.99M | 0.1% | |
| Construction & development | $139.24M | 7.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.30B | $1.93B | $14.06M | $209.96M |
| Jun 2023 | $2.34B | $2.09B | $5.98M | $222.68M |
| Jun 2024 | $2.29B | $1.97B | $6.21M | $235.89M |
| Jun 2025 | $2.23B | $1.91B | $11.57M | $255.61M |
| Jun 2026 | $2.36B | $2.06B | $15.92M | $279.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $1.93B | 5 |
| Maryland | $102.07M | 2 |
| District of Columbia | $24.63M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.06B.
Similar-sized banks
Pibank, National Association ($2.37B) · Bessemer Trust Company ($2.36B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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