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Garden Plain State Bank
Wichita, KS · FDIC Certificate #19687 · Chartered 12/2
Total assets
$191.47M
Total deposits
$162.05M
Total equity
$27.98M
Net loans
$56.71M
Branches (offices)
2
Net income (YTD)
$1.80M
Rank: #3,033 of 4,213 U.S. banks by assets · #98 of 183 in Kansas. Assets changed 15.1% and deposits 15.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.95% |
| Return on equity | 13.22% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 14.62% |
| Tier 1 leverage ratio | 15.24% |
| Uninsured deposits (share of deposits) | 35.2% |
| Noncurrent loans (share of loans) | 0.94% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 35.0% |
| Real estate loans (share of loans) | 89.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $50.91M | 89.8% | |
| Commercial & industrial | $4.37M | 7.7% | |
| Consumer / individual | $1.82M | 3.2% | |
| Construction & development | $18.56M | 32.7% | |
| Agricultural | $273.00K | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.87M | $133.19M | $627.00K | $15.59M |
| Jun 2023 | $141.62M | $123.74M | $1.27M | $17.40M |
| Jun 2024 | $149.18M | $127.80M | $1.50M | $20.68M |
| Jun 2025 | $166.32M | $140.71M | $1.53M | $24.45M |
| Jun 2026 | $191.47M | $162.05M | $1.80M | $27.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $162.05M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $162.05M.
Similar-sized banks
Farmers Trust & Savings Bank ($191.55M) · The First National Bank And Trust Company Of Miami ($191.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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