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Garfield County Bank
Jordan, MT · FDIC Certificate #18164 · Chartered 03/1
Total assets
$108.00M
Total deposits
$90.59M
Total equity
$16.15M
Net loans
$47.45M
Branches (offices)
2
Net income (YTD)
$674.00K
Rank: #3,622 of 4,213 U.S. banks by assets · #29 of 35 in Montana. Assets changed 14.7% and deposits 16.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 8.46% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 14.95% |
| Tier 1 leverage ratio | 15.82% |
| Uninsured deposits (share of deposits) | 15.9% |
| Noncurrent loans (share of loans) | 8.42% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 52.4% |
| Real estate loans (share of loans) | 39.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.70M | 39.4% | |
| Commercial & industrial | $5.08M | 10.7% | |
| Consumer / individual | $1.61M | 3.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $22.54M | 47.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $98.01M | $85.37M | $196.00K | $12.26M |
| Jun 2023 | $92.40M | $78.66M | $567.00K | $13.24M |
| Jun 2024 | $85.11M | $70.51M | $548.00K | $13.78M |
| Jun 2025 | $94.15M | $77.91M | $526.00K | $15.08M |
| Jun 2026 | $108.00M | $90.59M | $674.00K | $16.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $90.59M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.59M.
Similar-sized banks
First Bank And Trust Of Fullerton ($108.28M) · Nashville Savings Bank ($107.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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