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Gateway Bank
Mendota Heights, MN · FDIC Certificate #57644 · Chartered 01/2
Total assets
$319.55M
Total deposits
$269.71M
Total equity
$46.20M
Net loans
$223.40M
Branches (offices)
2
Net income (YTD)
$2.11M
Rank: #2,373 of 4,213 U.S. banks by assets · #85 of 221 in Minnesota. Assets changed 9.7% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 12.06% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 14.46% |
| Tier 1 leverage ratio | 8.39% |
| Uninsured deposits (share of deposits) | 19.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 73.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $164.40M | 73.6% | |
| Commercial & industrial | $56.04M | 25.1% | |
| Consumer / individual | $4.87M | 2.2% | |
| Construction & development | $11.51M | 5.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $277.73M | $255.19M | $1.55M | $22.09M |
| Jun 2023 | $243.04M | $216.34M | $2.14M | $24.79M |
| Jun 2024 | $260.11M | $230.46M | $1.49M | $27.20M |
| Jun 2025 | $291.22M | $256.93M | $1.85M | $30.08M |
| Jun 2026 | $319.55M | $269.71M | $2.11M | $46.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $269.71M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.71M.
Similar-sized banks
First Trust And Savings Bank ($320.62M) · The First National Bank Of Hughes Springs ($319.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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