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Banks · Arkansas

Generations Bank

Rogers, AR · FDIC Certificate #88 · Chartered 10/0

Total assets
$1.09B
Total deposits
$935.58M
Total equity
$122.82M
Net loans
$759.61M
Branches (offices)
11
Net income (YTD)
$6.42M
Rank: #961 of 4,213 U.S. banks by assets · #23 of 78 in Arkansas. Assets changed 6.7% and deposits 6.6% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.19%
Return on equity10.74%
Net interest margin (YTD)4.18%
Equity to assets11.26%
Tier 1 leverage ratio11.51%
Uninsured deposits (share of deposits)33.7%
Noncurrent loans (share of loans)1.51%
Net charge-offs (share of loans)1.31%
Loans to deposits81.2%
Real estate loans (share of loans)91.0%

Loan mix

CategoryAmountShare
Real estate loans$691.23M
91.0%
Commercial & industrial$60.03M
7.9%
Consumer / individual$15.19M
2.0%
Construction & development$164.57M
21.7%
Agricultural$117.00K
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$786.76M$658.65M$4.64M$76.94M
Jun 2023$842.01M$696.82M$6.50M$83.54M
Jun 2024$917.80M$758.66M$5.33M$91.67M
Jun 2025$1.02B$877.97M$5.73M$99.26M
Jun 2026$1.09B$935.58M$6.42M$122.82M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Arkansas$900.47M10
Missouri$35.10M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $935.58M.

Similar-sized banks

The Converse County Bank ($1.09B) · Winchester Savings Bank ($1.09B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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