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Gnb Bank
Grundy Center, IA · FDIC Certificate #14079 · Chartered 03/1
Total assets
$621.33M
Total deposits
$497.95M
Total equity
$79.22M
Net loans
$440.49M
Branches (offices)
9
Net income (YTD)
$5.21M
Rank: #1,519 of 4,213 U.S. banks by assets · #46 of 225 in Iowa. Assets changed -0.9% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.68% |
| Return on equity | 13.37% |
| Net interest margin (YTD) | 4.10% |
| Equity to assets | 12.75% |
| Tier 1 leverage ratio | 12.22% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.62% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 88.5% |
| Real estate loans (share of loans) | 49.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $218.40M | 49.6% | |
| Commercial & industrial | $87.54M | 19.9% | |
| Consumer / individual | $4.69M | 1.1% | |
| Construction & development | $7.10M | 1.6% | |
| Agricultural | $113.03M | 25.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $622.38M | $536.54M | $3.10M | $57.15M |
| Jun 2023 | $628.29M | $512.85M | $3.46M | $57.70M |
| Jun 2024 | $620.57M | $499.99M | $3.11M | $63.28M |
| Jun 2025 | $626.78M | $498.24M | $4.13M | $72.02M |
| Jun 2026 | $621.33M | $497.95M | $5.21M | $79.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $497.95M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $497.95M.
Similar-sized banks
Evergreen Federal Bank ($621.55M) · First Federal Bank & Trust ($621.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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