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Grand Bank For Savings, FSB
Hattiesburg, MS · FDIC Certificate #31864 · Chartered 01/0
Total assets
$280.35M
Total deposits
$246.86M
Total equity
$30.40M
Net loans
$203.11M
Branches (offices)
1
Net income (YTD)
$537.00K
Rank: #2,564 of 4,213 U.S. banks by assets · #45 of 57 in Mississippi. Assets changed -2.8% and deposits -3.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.39% |
| Return on equity | 3.57% |
| Net interest margin (YTD) | 4.24% |
| Equity to assets | 10.84% |
| Tier 1 leverage ratio | 10.98% |
| Uninsured deposits (share of deposits) | 12.4% |
| Noncurrent loans (share of loans) | 0.78% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 100.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $204.57M | 100.7% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $32.00K | 0.0% | |
| Construction & development | $2.94M | 1.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $107.09M | $92.40M | $562.00K | $13.91M |
| Jun 2023 | $133.72M | $116.26M | $1.44M | $16.14M |
| Jun 2024 | $205.18M | $183.49M | -$577.00K | $18.64M |
| Jun 2025 | $288.48M | $255.34M | $614.00K | $29.15M |
| Jun 2026 | $280.35M | $246.86M | $537.00K | $30.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $246.86M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $246.86M.
Similar-sized banks
Fusion Bank ($280.97M) · Bank Of Wolcott ($280.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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