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Grant County Bank
Ulysses, KS · FDIC Certificate #10918 · Chartered 01/0
Total assets
$298.34M
Total deposits
$251.66M
Total equity
$36.34M
Net loans
$169.62M
Branches (offices)
2
Net income (YTD)
$2.72M
Rank: #2,476 of 4,213 U.S. banks by assets · #71 of 183 in Kansas. Assets changed -3.0% and deposits 0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.79% |
| Return on equity | 14.99% |
| Net interest margin (YTD) | 3.75% |
| Equity to assets | 12.18% |
| Tier 1 leverage ratio | 13.32% |
| Uninsured deposits (share of deposits) | 36.9% |
| Noncurrent loans (share of loans) | 2.07% |
| Net charge-offs (share of loans) | -0.57% |
| Loans to deposits | 67.4% |
| Real estate loans (share of loans) | 82.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $140.24M | 82.7% | |
| Commercial & industrial | $18.85M | 11.1% | |
| Consumer / individual | $8.20M | 4.8% | |
| Construction & development | $12.19M | 7.2% | |
| Agricultural | $6.00M | 3.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $280.54M | $248.66M | $1.97M | $26.76M |
| Jun 2023 | $276.16M | $235.56M | $2.40M | $28.28M |
| Jun 2024 | $296.27M | $251.96M | $2.21M | $32.46M |
| Jun 2025 | $307.65M | $251.00M | $2.17M | $35.54M |
| Jun 2026 | $298.34M | $251.66M | $2.72M | $36.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $251.66M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $251.66M.
Similar-sized banks
Minnesota National Bank ($298.43M) · Leighton State Bank ($298.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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