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Grant County Bank
Medford, OK · FDIC Certificate #15778 · Chartered 01/0
Total assets
$58.38M
Total deposits
$49.17M
Total equity
$8.92M
Net loans
$10.29M
Branches (offices)
1
Net income (YTD)
-$9.00K
Rank: #3,974 of 4,213 U.S. banks by assets · #152 of 168 in Oklahoma. Assets changed 5.9% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.03% |
| Return on equity | -0.20% |
| Net interest margin (YTD) | 2.03% |
| Equity to assets | 15.28% |
| Tier 1 leverage ratio | 15.59% |
| Uninsured deposits (share of deposits) | 28.7% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.56% |
| Loans to deposits | 20.9% |
| Real estate loans (share of loans) | 33.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.42M | 33.3% | |
| Commercial & industrial | $1.05M | 10.2% | |
| Consumer / individual | $1.66M | 16.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $4.50M | 43.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $68.93M | $61.15M | $71.00K | $7.64M |
| Jun 2023 | $58.86M | $50.87M | $208.00K | $7.77M |
| Jun 2024 | $56.63M | $48.00M | $119.00K | $8.27M |
| Jun 2025 | $55.14M | $46.10M | $25.00K | $8.68M |
| Jun 2026 | $58.38M | $49.17M | -$9.00K | $8.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $49.17M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.17M.
Similar-sized banks
Ford County State Bank ($58.44M) · Generations Bank ($58.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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