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Great Southern Bank
Meridian, MS · FDIC Certificate #8552 · Chartered 03/0
Total assets
$355.14M
Total deposits
$311.99M
Total equity
$26.50M
Net loans
$142.78M
Branches (offices)
11
Net income (YTD)
$1.15M
Rank: #2,229 of 4,213 U.S. banks by assets · #34 of 57 in Mississippi. Assets changed 6.6% and deposits 1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 8.73% |
| Net interest margin (YTD) | 3.34% |
| Equity to assets | 7.46% |
| Tier 1 leverage ratio | 9.49% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 0.67% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 45.8% |
| Real estate loans (share of loans) | 67.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $96.62M | 67.7% | |
| Commercial & industrial | $17.68M | 12.4% | |
| Consumer / individual | $25.91M | 18.1% | |
| Construction & development | $5.47M | 3.8% | |
| Agricultural | $2.60M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $352.02M | $332.91M | $1.59M | $18.61M |
| Jun 2023 | $361.37M | $325.15M | $716.00K | $16.03M |
| Jun 2024 | $361.66M | $311.65M | $2.64M | $23.73M |
| Jun 2025 | $333.07M | $307.65M | $568.00K | $23.91M |
| Jun 2026 | $355.14M | $311.99M | $1.15M | $26.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $311.99M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $311.99M.
Similar-sized banks
Ireland Bank ($355.37M) · Harvest Bank ($355.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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