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Greenfield Banking Company
Greenfield, IN · FDIC Certificate #15632 · Chartered 09/0
Total assets
$930.49M
Total deposits
$798.58M
Total equity
$126.29M
Net loans
$579.64M
Branches (offices)
8
Net income (YTD)
$7.80M
Rank: #1,115 of 4,213 U.S. banks by assets · #22 of 87 in Indiana. Assets changed 4.7% and deposits 5.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 12.58% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 13.57% |
| Tier 1 leverage ratio | 13.92% |
| Uninsured deposits (share of deposits) | 42.1% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 72.6% |
| Real estate loans (share of loans) | 88.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $511.39M | 88.2% | |
| Commercial & industrial | $35.63M | 6.1% | |
| Consumer / individual | $6.04M | 1.0% | |
| Construction & development | $34.30M | 5.9% | |
| Agricultural | $9.24M | 1.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $847.95M | $770.53M | $3.85M | $75.22M |
| Jun 2023 | $861.77M | $730.29M | $7.76M | $88.72M |
| Jun 2024 | $885.97M | $728.88M | $7.62M | $102.06M |
| Jun 2025 | $889.09M | $754.94M | $7.29M | $117.47M |
| Jun 2026 | $930.49M | $798.58M | $7.80M | $126.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $798.58M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $798.58M.
Similar-sized banks
Oxford Bank ($930.52M) · First National Bank Of Waterloo ($929.32M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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