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Greenfield Savings Bank
Greenfield, MA · FDIC Certificate #90206 · Chartered 03/1
Total assets
$1.52B
Total deposits
$1.25B
Total equity
$140.85M
Net loans
$1.25B
Branches (offices)
9
Net income (YTD)
$4.38M
Rank: #734 of 4,213 U.S. banks by assets · #36 of 89 in Massachusetts. Assets changed 14.7% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.59% |
| Return on equity | 6.31% |
| Net interest margin (YTD) | 3.04% |
| Equity to assets | 9.25% |
| Tier 1 leverage ratio | 10.12% |
| Uninsured deposits (share of deposits) | 29.7% |
| Noncurrent loans (share of loans) | 0.42% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 99.9% |
| Real estate loans (share of loans) | 94.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.19B | 94.7% | |
| Commercial & industrial | $74.68M | 6.0% | |
| Consumer / individual | $1.94M | 0.2% | |
| Construction & development | $47.68M | 3.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.05B | $919.20M | $4.17M | $108.94M |
| Jun 2023 | $1.11B | $984.02M | $3.45M | $115.09M |
| Jun 2024 | $1.17B | $1.04B | $1.55M | $119.45M |
| Jun 2025 | $1.33B | $1.15B | $3.34M | $128.01M |
| Jun 2026 | $1.52B | $1.25B | $4.38M | $140.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $1.25B | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.25B.
Similar-sized banks
The Park Bank ($1.54B) · 1St Summit Bank ($1.52B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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