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Grove Bank & Trust
Miami, FL · FDIC Certificate #8018 · Chartered 07/1
Total assets
$1.41B
Total deposits
$1.21B
Total equity
$138.54M
Net loans
$853.80M
Branches (offices)
5
Net income (YTD)
$4.73M
Rank: #783 of 4,213 U.S. banks by assets · #25 of 81 in Florida. Assets changed -0.5% and deposits -0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.68% |
| Return on equity | 6.96% |
| Net interest margin (YTD) | 2.66% |
| Equity to assets | 9.80% |
| Tier 1 leverage ratio | 9.96% |
| Uninsured deposits (share of deposits) | 45.5% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 70.8% |
| Real estate loans (share of loans) | 72.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $619.27M | 72.5% | |
| Commercial & industrial | $229.05M | 26.8% | |
| Consumer / individual | $11.36M | 1.3% | |
| Construction & development | $34.86M | 4.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.20B | $1.07B | $2.28M | $121.39M |
| Jun 2023 | $1.08B | $887.25M | $18.00K | $122.88M |
| Jun 2024 | $1.21B | $935.69M | $36.00K | $121.56M |
| Jun 2025 | $1.42B | $1.21B | $2.81M | $127.79M |
| Jun 2026 | $1.41B | $1.21B | $4.73M | $138.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $1.21B | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.21B.
Similar-sized banks
The Croghan Colonial Bank ($1.41B) · Benchmark Community Bank ($1.41B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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