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Gulf Coast Bank
Abbeville, LA · FDIC Certificate #20353 · Chartered 02/0
Total assets
$513.67M
Total deposits
$444.15M
Total equity
$64.93M
Net loans
$290.88M
Branches (offices)
9
Net income (YTD)
$3.19M
Rank: #1,751 of 4,213 U.S. banks by assets · #41 of 103 in Louisiana. Assets changed 3.0% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.25% |
| Return on equity | 9.63% |
| Net interest margin (YTD) | 5.03% |
| Equity to assets | 12.64% |
| Tier 1 leverage ratio | 14.75% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 65.5% |
| Real estate loans (share of loans) | 81.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $237.84M | 81.8% | |
| Commercial & industrial | $38.58M | 13.3% | |
| Consumer / individual | $15.41M | 5.3% | |
| Construction & development | $53.38M | 18.3% | |
| Agricultural | $251.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $541.41M | $486.16M | $2.12M | $53.10M |
| Jun 2023 | $497.80M | $442.77M | $3.03M | $51.90M |
| Jun 2024 | $498.05M | $438.26M | $2.62M | $55.69M |
| Jun 2025 | $498.69M | $432.38M | $3.15M | $62.07M |
| Jun 2026 | $513.67M | $444.15M | $3.19M | $64.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $444.15M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $444.15M.
Similar-sized banks
First Pacific Bank ($514.36M) · Great American Bank ($513.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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