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Hancock Whitney Bank
Gulfport, MS · FDIC Certificate #12441 · Chartered 10/0
Total assets
$36.33B
Total deposits
$29.88B
Total equity
$4.34B
Net loans
$24.32B
Branches (offices)
186
Net income (YTD)
$180.04M
Rank: #60 of 4,213 U.S. banks by assets · #1 of 57 in Mississippi. Assets changed 3.2% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 8.29% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 11.95% |
| Tier 1 leverage ratio | 10.59% |
| Uninsured deposits (share of deposits) | 52.0% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 81.4% |
| Real estate loans (share of loans) | 60.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $14.61B | 60.1% | |
| Commercial & industrial | $7.48B | 30.8% | |
| Consumer / individual | $364.36M | 1.5% | |
| Construction & development | $1.36B | 5.6% | |
| Agricultural | $188.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $34.62B | $29.96B | $248.14M | $3.40B |
| Jun 2023 | $36.18B | $30.23B | $249.83M | $3.51B |
| Jun 2024 | $35.39B | $29.46B | $228.20M | $3.81B |
| Jun 2025 | $35.21B | $29.32B | $239.01M | $4.25B |
| Jun 2026 | $36.33B | $29.88B | $180.04M | $4.34B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $17.03B | 97 |
| Florida | $5.01B | 32 |
| Mississippi | $4.45B | 27 |
| Alabama | $1.90B | 12 |
| Texas | $1.48B | 18 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $29.88B.
Similar-sized banks
Atlantic Union Bank ($38.02B) · Commerce Bank ($35.02B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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