Banks · Nebraska

Henderson State Bank

Henderson, NE · FDIC Certificate #17229 · Chartered 10/1

Total assets

$678.45M

Total deposits

$510.75M

Total equity

$67.95M

Net loans

$558.58M

Branches (offices)

Net income (YTD)

$5.13M

Rank: #1,403 of 4,213 U.S. banks by assets · #26 of 138 in Nebraska. Assets changed 23.6% and deposits 18.1% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	1.58%
Return on equity	15.42%
Net interest margin (YTD)	4.01%
Equity to assets	10.02%
Tier 1 leverage ratio	10.41%
Uninsured deposits (share of deposits)	20.2%
Noncurrent loans (share of loans)	0.27%
Net charge-offs (share of loans)	0.00%
Loans to deposits	109.4%
Real estate loans (share of loans)	40.1%

Loan mix

Category	Amount	Share
Real estate loans	$224.10M	40.1%
Commercial & industrial	$65.05M	11.6%
Consumer / individual	$3.77M	0.7%
Construction & development	$1.81M	0.3%
Agricultural	$269.85M	48.3%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$271.93M	$188.03M	$2.39M	$30.46M
Jun 2023	$295.20M	$218.35M	$2.42M	$32.83M
Jun 2024	$364.64M	$268.42M	$2.57M	$35.50M
Jun 2025	$548.73M	$432.62M	$4.07M	$53.17M
Jun 2026	$678.45M	$510.75M	$5.13M	$67.95M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Nebraska	$510.75M	12

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $510.75M.

Similar-sized banks

First Federal Savings And Loan Association Of Mcminnville ($678.69M) · Farmers Bank ($678.41M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.