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Hendricks County Bank And Trust Company
Brownsburg, IN · FDIC Certificate #13111 · Chartered 01/0
Total assets
$247.43M
Total deposits
$226.26M
Total equity
$20.67M
Net loans
$150.55M
Branches (offices)
5
Net income (YTD)
$798.00K
Rank: #2,726 of 4,213 U.S. banks by assets · #67 of 87 in Indiana. Assets changed 7.6% and deposits 7.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.66% |
| Return on equity | 7.88% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 8.35% |
| Tier 1 leverage ratio | 9.96% |
| Uninsured deposits (share of deposits) | 28.3% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 66.5% |
| Real estate loans (share of loans) | 88.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $133.68M | 88.8% | |
| Commercial & industrial | $14.48M | 9.6% | |
| Consumer / individual | $2.53M | 1.7% | |
| Construction & development | $11.23M | 7.5% | |
| Agricultural | $17.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $214.29M | $199.83M | $702.00K | $14.12M |
| Jun 2023 | $221.73M | $197.25M | $299.00K | $13.94M |
| Jun 2024 | $236.46M | $209.66M | $307.00K | $16.11M |
| Jun 2025 | $230.06M | $211.35M | $66.00K | $18.16M |
| Jun 2026 | $247.43M | $226.26M | $798.00K | $20.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $226.26M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $226.26M.
Similar-sized banks
Drake Bank ($247.44M) · Citizens Bank Of Eldon ($247.28M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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