Advertisement
Heritage Bank Of Schaumburg
Schaumburg, IL · FDIC Certificate #21721 · Chartered 08/0
Total assets
$149.97M
Total deposits
$126.48M
Total equity
$22.77M
Net loans
$78.75M
Branches (offices)
1
Net income (YTD)
$1.08M
Rank: #3,312 of 4,213 U.S. banks by assets · #230 of 322 in Illinois. Assets changed 2.2% and deposits 1.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 9.52% |
| Net interest margin (YTD) | 3.73% |
| Equity to assets | 15.18% |
| Tier 1 leverage ratio | 10.86% |
| Uninsured deposits (share of deposits) | 6.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 62.3% |
| Real estate loans (share of loans) | 96.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $76.24M | 96.8% | |
| Commercial & industrial | $3.40M | 4.3% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $161.11M | $142.69M | $456.00K | $18.20M |
| Jun 2023 | $144.47M | $125.81M | $566.00K | $18.25M |
| Jun 2024 | $142.08M | $121.84M | $494.00K | $19.60M |
| Jun 2025 | $146.77M | $124.41M | $832.00K | $21.68M |
| Jun 2026 | $149.97M | $126.48M | $1.08M | $22.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $126.48M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $126.48M.
Similar-sized banks
Sweet Water State Bank ($150.00M) · The Sacramento Deposit Bank ($149.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement