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Highland State Bank
Highland, WI · FDIC Certificate #6198 · Chartered 06/0
Total assets
$44.85M
Total deposits
$38.70M
Total equity
$5.47M
Net loans
$17.17M
Branches (offices)
1
Net income (YTD)
$299.00K
Rank: #4,069 of 4,213 U.S. banks by assets · #150 of 153 in Wisconsin. Assets changed 3.9% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 11.09% |
| Net interest margin (YTD) | 3.49% |
| Equity to assets | 12.20% |
| Tier 1 leverage ratio | 11.98% |
| Uninsured deposits (share of deposits) | 12.7% |
| Noncurrent loans (share of loans) | 2.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 44.4% |
| Real estate loans (share of loans) | 82.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $14.21M | 82.8% | |
| Commercial & industrial | $774.00K | 4.5% | |
| Consumer / individual | $1.76M | 10.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $637.00K | 3.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $42.09M | $37.16M | $109.00K | $4.32M |
| Jun 2023 | $42.75M | $37.49M | $194.00K | $4.62M |
| Jun 2024 | $40.50M | $35.04M | $159.00K | $4.80M |
| Jun 2025 | $43.17M | $37.39M | $256.00K | $5.11M |
| Jun 2026 | $44.85M | $38.70M | $299.00K | $5.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $38.70M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $38.70M.
Similar-sized banks
Gala Bank ($44.91M) · Portrait Bank ($44.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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