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Hilltop National Bank
Casper, WY · FDIC Certificate #19184 · Chartered 07/2
Total assets
$1.14B
Total deposits
$987.58M
Total equity
$97.72M
Net loans
$652.36M
Branches (offices)
7
Net income (YTD)
$10.20M
Rank: #934 of 4,213 U.S. banks by assets · #2 of 24 in Wyoming. Assets changed 13.0% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.77% |
| Return on equity | 20.92% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 8.60% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 24.5% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 66.1% |
| Real estate loans (share of loans) | 78.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $509.32M | 78.1% | |
| Commercial & industrial | $112.61M | 17.3% | |
| Consumer / individual | $12.68M | 1.9% | |
| Construction & development | $102.94M | 15.8% | |
| Agricultural | $3.00M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $956.62M | $902.07M | $7.02M | $51.07M |
| Jun 2023 | $991.82M | $934.51M | $6.94M | $51.83M |
| Jun 2024 | $971.87M | $892.68M | $7.81M | $74.02M |
| Jun 2025 | $1.00B | $917.93M | $8.26M | $80.61M |
| Jun 2026 | $1.14B | $987.58M | $10.20M | $97.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wyoming | $987.58M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $987.58M.
Similar-sized banks
Bayfirst National Bank ($1.14B) · First State Bank Nebraska ($1.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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