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Home Bank And Trust Company
Eureka, KS · FDIC Certificate #4664 · Chartered 08/0
Total assets
$183.32M
Total deposits
$166.84M
Total equity
$15.38M
Net loans
$152.73M
Branches (offices)
6
Net income (YTD)
$1.99M
Rank: #3,089 of 4,213 U.S. banks by assets · #102 of 183 in Kansas. Assets changed 6.2% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.17% |
| Return on equity | 26.79% |
| Net interest margin (YTD) | 4.43% |
| Equity to assets | 8.39% |
| Tier 1 leverage ratio | 8.28% |
| Uninsured deposits (share of deposits) | 28.9% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | -0.24% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 77.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $118.09M | 77.3% | |
| Commercial & industrial | $25.41M | 16.6% | |
| Consumer / individual | $5.87M | 3.8% | |
| Construction & development | $5.61M | 3.7% | |
| Agricultural | $5.12M | 3.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $145.52M | $134.96M | $720.00K | $10.35M |
| Jun 2023 | $147.34M | $134.49M | $1.09M | $11.44M |
| Jun 2024 | $168.91M | $155.54M | $1.25M | $12.54M |
| Jun 2025 | $172.54M | $157.60M | $1.30M | $13.73M |
| Jun 2026 | $183.32M | $166.84M | $1.99M | $15.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $166.84M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $166.84M.
Similar-sized banks
Citizens Bank & Trust Company ($183.71M) · La Salle State Bank ($183.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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