Advertisement
Home Bank, National Association
Lafayette, LA · FDIC Certificate #28094 · Chartered 01/0
Total assets
$3.60B
Total deposits
$3.08B
Total equity
$488.42M
Net loans
$2.75B
Branches (offices)
43
Net income (YTD)
$24.49M
Rank: #365 of 4,213 U.S. banks by assets · #6 of 103 in Louisiana. Assets changed 3.5% and deposits 5.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 10.17% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 13.56% |
| Tier 1 leverage ratio | 12.11% |
| Uninsured deposits (share of deposits) | 31.2% |
| Noncurrent loans (share of loans) | 0.95% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 89.2% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.31B | 84.1% | |
| Commercial & industrial | $362.18M | 13.2% | |
| Consumer / individual | $29.46M | 1.1% | |
| Construction & development | $315.48M | 11.5% | |
| Agricultural | $27.59M | 1.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.36B | $2.94B | $13.00M | $362.08M |
| Jun 2023 | $3.28B | $2.56B | $22.59M | $389.41M |
| Jun 2024 | $3.40B | $2.73B | $18.80M | $419.12M |
| Jun 2025 | $3.48B | $2.91B | $23.78M | $449.73M |
| Jun 2026 | $3.60B | $3.08B | $24.49M | $488.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $2.56B | 34 |
| Texas | $322.12M | 6 |
| Mississippi | $195.10M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.08B.
Similar-sized banks
First Community Bank ($3.61B) · Manasquan Bank ($3.59B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement