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Home Savings Bank Of Wapakoneta
Wapakoneta, OH · FDIC Certificate #30176 · Chartered 11/2
Total assets
$45.32M
Total deposits
$37.79M
Total equity
$5.21M
Net loans
$36.94M
Branches (offices)
1
Net income (YTD)
$120.00K
Rank: #4,064 of 4,213 U.S. banks by assets · #151 of 155 in Ohio. Assets changed 9.7% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.55% |
| Return on equity | 4.66% |
| Net interest margin (YTD) | 3.76% |
| Equity to assets | 11.49% |
| Tier 1 leverage ratio | 12.40% |
| Uninsured deposits (share of deposits) | 7.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 97.8% |
| Real estate loans (share of loans) | 100.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.21M | 100.7% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $122.00K | 0.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $41.01M | $36.52M | $78.00K | $4.40M |
| Jun 2023 | $38.28M | $33.62M | $97.00K | $4.53M |
| Jun 2024 | $39.00M | $31.63M | $13.00K | $4.68M |
| Jun 2025 | $41.33M | $34.28M | $75.00K | $4.89M |
| Jun 2026 | $45.32M | $37.79M | $120.00K | $5.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $37.79M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $37.79M.
Similar-sized banks
Marshall County State Bank ($45.41M) · 1St Bank In Hominy ($45.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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