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Hometown Bank Of Pennsylvania
Bedford, PA · FDIC Certificate #58470 · Chartered 04/0
Total assets
$453.85M
Total deposits
$415.14M
Total equity
$36.80M
Net loans
$353.90M
Branches (offices)
7
Net income (YTD)
$3.04M
Rank: #1,896 of 4,213 U.S. banks by assets · #73 of 109 in Pennsylvania. Assets changed 11.0% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 16.90% |
| Net interest margin (YTD) | 3.90% |
| Equity to assets | 8.11% |
| Tier 1 leverage ratio | 8.33% |
| Uninsured deposits (share of deposits) | 20.0% |
| Noncurrent loans (share of loans) | 1.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 85.3% |
| Real estate loans (share of loans) | 82.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $293.49M | 82.9% | |
| Commercial & industrial | $38.50M | 10.9% | |
| Consumer / individual | $12.14M | 3.4% | |
| Construction & development | $9.92M | 2.8% | |
| Agricultural | $2.14M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $313.35M | $289.36M | $1.14M | $23.66M |
| Jun 2023 | $349.68M | $323.16M | $1.56M | $25.77M |
| Jun 2024 | $417.72M | $346.76M | $1.04M | $28.43M |
| Jun 2025 | $408.92M | $375.40M | $1.74M | $31.86M |
| Jun 2026 | $453.85M | $415.14M | $3.04M | $36.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $415.14M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $415.14M.
Similar-sized banks
Pacific Alliance Bank ($454.37M) · Exchange Bank Of Missouri ($453.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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