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Hoosier Heartland State Bank
Crawfordsville, IN · FDIC Certificate #15566 · Chartered 12/0
Total assets
$356.33M
Total deposits
$327.31M
Total equity
$25.31M
Net loans
$261.44M
Branches (offices)
7
Net income (YTD)
$2.24M
Rank: #2,223 of 4,213 U.S. banks by assets · #55 of 87 in Indiana. Assets changed 7.8% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.27% |
| Return on equity | 18.05% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 7.10% |
| Tier 1 leverage ratio | 8.70% |
| Uninsured deposits (share of deposits) | 34.3% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 79.9% |
| Real estate loans (share of loans) | 81.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $212.76M | 81.4% | |
| Commercial & industrial | $12.75M | 4.9% | |
| Consumer / individual | $10.38M | 4.0% | |
| Construction & development | $6.45M | 2.5% | |
| Agricultural | $24.56M | 9.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $276.29M | $257.03M | $876.00K | $16.59M |
| Jun 2023 | $316.46M | $284.00M | $1.22M | $17.47M |
| Jun 2024 | $328.46M | $306.12M | $1.05M | $19.17M |
| Jun 2025 | $330.62M | $305.98M | $1.54M | $21.19M |
| Jun 2026 | $356.33M | $327.31M | $2.24M | $25.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $327.31M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $327.31M.
Similar-sized banks
Mcnb Bank And Trust Co. ($356.50M) · First National Bank Of Giddings ($356.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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