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Independent Farmers Bank
Maysville, MO · FDIC Certificate #11462 · Chartered 03/1
Total assets
$146.50M
Total deposits
$131.90M
Total equity
$11.89M
Net loans
$87.25M
Branches (offices)
3
Net income (YTD)
$848.00K
Rank: #3,334 of 4,213 U.S. banks by assets · #145 of 190 in Missouri. Assets changed -1.6% and deposits -2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 14.94% |
| Net interest margin (YTD) | 4.34% |
| Equity to assets | 8.11% |
| Tier 1 leverage ratio | 10.53% |
| Uninsured deposits (share of deposits) | 23.5% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 66.2% |
| Real estate loans (share of loans) | 56.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $48.95M | 56.1% | |
| Commercial & industrial | $14.67M | 16.8% | |
| Consumer / individual | $3.94M | 4.5% | |
| Construction & development | $399.00K | 0.5% | |
| Agricultural | $20.65M | 23.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $151.57M | $141.93M | $842.00K | $7.65M |
| Jun 2023 | $155.66M | $139.27M | $853.00K | $7.28M |
| Jun 2024 | $152.70M | $136.96M | $690.00K | $8.29M |
| Jun 2025 | $148.93M | $135.20M | $787.00K | $9.94M |
| Jun 2026 | $146.50M | $131.90M | $848.00K | $11.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $131.90M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.90M.
Similar-sized banks
Millbury National Bank ($146.51M) · Warren Bank And Trust Company ($146.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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