Advertisement
Insouth Bank
Brownsville, TN · FDIC Certificate #22020 · Chartered 01/0
Total assets
$591.89M
Total deposits
$502.79M
Total equity
$45.04M
Net loans
$454.15M
Branches (offices)
7
Net income (YTD)
$2.44M
Rank: #1,576 of 4,213 U.S. banks by assets · #49 of 109 in Tennessee. Assets changed 9.8% and deposits 2.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 10.88% |
| Net interest margin (YTD) | 4.38% |
| Equity to assets | 7.61% |
| Tier 1 leverage ratio | 8.48% |
| Uninsured deposits (share of deposits) | 24.5% |
| Noncurrent loans (share of loans) | 2.29% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 90.3% |
| Real estate loans (share of loans) | 82.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $374.49M | 82.5% | |
| Commercial & industrial | $67.64M | 14.9% | |
| Consumer / individual | $7.26M | 1.6% | |
| Construction & development | $44.34M | 9.8% | |
| Agricultural | $2.16M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $467.11M | $428.30M | $2.67M | $34.35M |
| Jun 2023 | $488.91M | $443.34M | $5.83M | $39.67M |
| Jun 2024 | $512.25M | $462.72M | $2.33M | $40.38M |
| Jun 2025 | $539.29M | $488.92M | $2.19M | $42.45M |
| Jun 2026 | $591.89M | $502.79M | $2.44M | $45.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $502.79M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $502.79M.
Similar-sized banks
Highpoint Community Bank ($592.37M) · First United Bank And Trust Company ($591.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement