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Integrity Bank For Business
Virginia Beach, VA · FDIC Certificate #59262 · Chartered 05/0
Total assets
$111.66M
Total deposits
$70.63M
Total equity
$21.36M
Net loans
$47.59M
Branches (offices)
1
Net income (YTD)
$137.00K
Rank: #3,594 of 4,213 U.S. banks by assets · #52 of 56 in Virginia. Assets changed 11.7% and deposits 11.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.28% |
| Return on equity | 1.28% |
| Net interest margin (YTD) | 3.60% |
| Equity to assets | 19.13% |
| Tier 1 leverage ratio | 24.06% |
| Uninsured deposits (share of deposits) | 48.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.4% |
| Real estate loans (share of loans) | 88.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $42.04M | 88.3% | |
| Commercial & industrial | $4.47M | 9.4% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $8.54M | 17.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $81.83M | $59.96M | -$874.00K | $21.18M |
| Jun 2023 | $101.83M | $71.08M | -$160.00K | $21.10M |
| Jun 2024 | $90.55M | $53.75M | -$266.00K | $21.10M |
| Jun 2025 | $99.95M | $63.20M | -$50.00K | $21.26M |
| Jun 2026 | $111.66M | $70.63M | $137.00K | $21.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $70.63M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.63M.
Similar-sized banks
Central Savings, F.S.B. ($111.93M) · The State Bank Of Wynnewood ($111.38M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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