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Interamerican Bank, A FSB
Miami, FL · FDIC Certificate #31823 · Chartered 08/2
Total assets
$355.68M
Total deposits
$306.65M
Total equity
$38.64M
Net loans
$229.75M
Branches (offices)
5
Net income (YTD)
$924.00K
Rank: #2,226 of 4,213 U.S. banks by assets · #54 of 81 in Florida. Assets changed 24.4% and deposits 29.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.55% |
| Return on equity | 4.84% |
| Net interest margin (YTD) | 3.53% |
| Equity to assets | 10.86% |
| Tier 1 leverage ratio | 11.21% |
| Uninsured deposits (share of deposits) | 31.7% |
| Noncurrent loans (share of loans) | 0.73% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 74.9% |
| Real estate loans (share of loans) | 100.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $231.58M | 100.8% | |
| Commercial & industrial | $974.00K | 0.4% | |
| Consumer / individual | $1.52M | 0.7% | |
| Construction & development | $6.31M | 2.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $277.10M | $244.50M | $215.00K | $29.86M |
| Jun 2023 | $256.23M | $220.25M | $2.39M | $33.65M |
| Jun 2024 | $268.19M | $227.22M | $1.04M | $35.35M |
| Jun 2025 | $285.96M | $237.64M | $978.00K | $37.12M |
| Jun 2026 | $355.68M | $306.65M | $924.00K | $38.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $306.65M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $306.65M.
Similar-sized banks
Union Bank & Trust Company ($355.77M) · Osb Community Bank ($355.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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