Advertisement
Interstate Bank
Perryton, TX · FDIC Certificate #31043 · Chartered 01/0
Total assets
$288.39M
Total deposits
$269.14M
Total equity
$18.56M
Net loans
$139.76M
Branches (offices)
2
Net income (YTD)
$1.83M
Rank: #2,529 of 4,213 U.S. banks by assets · #219 of 346 in Texas. Assets changed 4.8% and deposits 4.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 20.27% |
| Net interest margin (YTD) | 3.31% |
| Equity to assets | 6.44% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 68.1% |
| Noncurrent loans (share of loans) | 3.47% |
| Net charge-offs (share of loans) | -2.51% |
| Loans to deposits | 51.9% |
| Real estate loans (share of loans) | 51.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $72.15M | 51.6% | |
| Commercial & industrial | $51.20M | 36.6% | |
| Consumer / individual | $3.54M | 2.5% | |
| Construction & development | $17.75M | 12.7% | |
| Agricultural | $16.64M | 11.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $234.10M | $222.54M | $1.32M | $9.88M |
| Jun 2023 | $255.61M | $241.39M | $2.63M | $13.03M |
| Jun 2024 | $263.89M | $249.79M | $1.55M | $13.07M |
| Jun 2025 | $275.26M | $258.24M | $2.81M | $16.28M |
| Jun 2026 | $288.39M | $269.14M | $1.83M | $18.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $269.14M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.14M.
Similar-sized banks
Vintage Bank Kansas ($288.58M) · Community Partners Savings Bank ($288.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement