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Iowa State Savings Bank
Creston, IA · FDIC Certificate #8751 · Chartered 01/0
Total assets
$276.51M
Total deposits
$246.23M
Total equity
$27.30M
Net loans
$161.73M
Branches (offices)
3
Net income (YTD)
$1.97M
Rank: #2,588 of 4,213 U.S. banks by assets · #114 of 225 in Iowa. Assets changed -2.7% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.40% |
| Return on equity | 14.56% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 9.87% |
| Tier 1 leverage ratio | 9.40% |
| Uninsured deposits (share of deposits) | 25.8% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 65.7% |
| Real estate loans (share of loans) | 67.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $108.33M | 67.0% | |
| Commercial & industrial | $9.35M | 5.8% | |
| Consumer / individual | $3.74M | 2.3% | |
| Construction & development | $1.50M | 0.9% | |
| Agricultural | $39.54M | 24.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.24M | $234.50M | $993.00K | $22.04M |
| Jun 2023 | $249.26M | $223.94M | $1.17M | $22.19M |
| Jun 2024 | $256.63M | $228.58M | $1.12M | $23.80M |
| Jun 2025 | $284.27M | $247.87M | $1.61M | $26.13M |
| Jun 2026 | $276.51M | $246.23M | $1.97M | $27.30M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $246.23M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $246.23M.
Similar-sized banks
Logansport Savings Bank ($276.52M) · Mission National Bank ($276.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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