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Iroquois Farmers State Bank
Iroquois, IL · FDIC Certificate #11746 · Chartered 01/0
Total assets
$174.46M
Total deposits
$158.65M
Total equity
$14.90M
Net loans
$113.90M
Branches (offices)
6
Net income (YTD)
$1.36M
Rank: #3,150 of 4,213 U.S. banks by assets · #218 of 322 in Illinois. Assets changed 3.9% and deposits 4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 18.50% |
| Net interest margin (YTD) | 3.96% |
| Equity to assets | 8.54% |
| Tier 1 leverage ratio | 9.10% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 1.96% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 71.8% |
| Real estate loans (share of loans) | 63.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $72.81M | 63.9% | |
| Commercial & industrial | $12.06M | 10.6% | |
| Consumer / individual | $3.51M | 3.1% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $25.93M | 22.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $149.57M | $140.93M | $544.00K | $8.13M |
| Jun 2023 | $161.55M | $152.72M | $685.00K | $7.88M |
| Jun 2024 | $157.62M | $145.17M | $605.00K | $10.37M |
| Jun 2025 | $167.99M | $151.31M | $956.00K | $13.34M |
| Jun 2026 | $174.46M | $158.65M | $1.36M | $14.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $158.65M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $158.65M.
Similar-sized banks
Bank Of South Texas ($174.55M) · Riverbank ($174.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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